Auto liability insurance is required by law in most states in the US. It offers bodily injury coverage and property damage coverage to other people involved in an accident if you, the driver, are at fault. What does liability coverage pay for exactly? Learn more below to get ready for your new vehicle purchase in the Rogers area.
Bodily injury coverage and property damage coverage are both under the umbrella of overall liability coverage, but you can set different limits for each one, and there are minimum limits set by the state.
Remember–this liability coverage is for another victim of the accident when you the driver are at fault. Go over your budget and try to set limits on your liability coverage that align with how much you’re able to offer.
When setting up your plan with your Anoka agent, you’ll have to discuss coverage limits. Limits can either be split or housed as a single limit. Here’s how that works:
Whether you are buying a new or used vehicle near Coon Rapids, getting the right car insurance coverage is essential to avoid issues down the road. Our finance experts can not only help you find the best deal on your next car, but they can also recommend insurance coverage tips. If you have any questions about insurance, the Chrysler, Jeep, RAM, or Dodge warranty, visit our Finance Center in Elk River or simply contact us online.